How we are compensated depends on what you hire us to do.
Investment Management
Fees for managing your investments are a fixed percentage of the value in each account we manage and are based on a mix of stock and bond portfolios.
For the fixed income portion of the portfolio, the fee is 0.50% per annum. For stock portfolios, the fee is 1.10% per annum. The total fee you pay is dependent on the mix of stocks and bonds used in your customized portfolio.
Fees are on a sliding scale, which means fee rates decrease as the value of the assets we are managing for you reach certain thresholds.
We do not earn income from commissions, nor do we accept any outside compensation for referrals.
We are not custodians of our clients’ accounts. All of our client’s accounts are held with larger brokerage firms like, for example, Charles Schwab. Custodians are paid separately for their services usually in the form of a commission on transactions.
As your fiduciary, we will strive to ensure their fees are fair and reasonable.
If you decide to hire us to implement your customized financial solution, there is no fee for the comprehensive review and roadmap building that we will complete for you. We do that work so we know how to invest your money.
Curious to learn more?
We’re curious to learn more about you, too.
We’d love to talk to you about your financial goals and dreams. We’ll listen carefully in order to understand the things that concern you. If you contact us, we will answer all your questions about what we do without any obligation on your part. It all starts with a phone call or email.