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All written content on this site is for informational purposes only. Opinions expressed herein are solely those of Nicollet Investment Management, a SEC Registered Investment Advisor and our editorial staff. The information contained in this material has been derived from sources believed to be reliable, but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. Articles provided and published are for informational purposes only and not intended as an offer or solicitation for the purchase or sale of any security. Any decision to purchase securities mentioned in these articles must take into account existing public information on such securities or any registered prospectus. Past performance is no indication of future performance. Investments in securities involves significant risk and has the potential for partial or complete loss of funds invested. Dividend payments are not guaranteed. The amount of a dividend payment, if any, can vary over time and issuers may reduce dividends paid on securities in the event of a recession or adverse event affecting a specific industry or issuer. None of the stock information, data, and company information presented herein constitutes a recommendation by Nicollet Investment Management. Any specific securities identified and described does not represent all of the securities purchased, sold, or recommended for advisory clients. The reader should not assume that investments in the securities identified and discussed were or will be profitable. Information presented is general information that does not take into account your individual circumstances, financial situation, or needs nor does it present a personalized recommendation to you. Individual stocks presented may not be suitable for you. Investment in fixed income securities has the potential for the investment return and principal value of an investment to fluctuate so that an investor’s holdings, when redeemed, may be worth less than their original cost. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Advisory services are offered by Nicollet Investment Management, a SEC Registered Investment Advisor in the State of Minnesota. The presence of this website shall in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the State of Minnesota or where otherwise legally permitted. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former Clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.