No matter who you are or what stage you’re at in life’s journey, everyone—and we mean everyone—should have a plan.
Winging it is not an option!
At Nicollet Investment Management, our fee-only financial advisors take a holistic approach to connecting your life to your finances. We give you a roadmap for all of your important financial decisions.
Each client of ours receives an in-depth analysis of their personal current and expected cash flow needs. A few of the factors we take into consideration include…
Income
We do a comprehensive review of your income sources and how they change over time.
Expenses
We examine the cash needed to live the lifestyle you want, including daily living expenses and larger, less frequent needs like replacing vehicles, taking vacations, providing for education, or home improvement projects to name a few. We also assist you with financing decisions should you need to use debt or cash reserves. We are always helping clients find ways to lower their financing costs.
Documentation
We want to ensure we have an accurate picture of your current financial situation. We will analyze all of your financial documents to make sure we understand things completely. This allows us to integrate the details of your financials with your big-picture goals.
After our analysis is complete, we’ll cover all the important milestones you face financially, and give you specific recommendations for what you should do next. This is your personalized roadmap that will include an appropriate investment mix or allocation to things like cash, stocks, or bonds.
Any initial questions or concerns you may have are addressed when presenting your roadmap. Everything down to the nearest penny will be explained in a rational and collaborative manner.
We’ll also assist you with some of the difficult choices all of us have to make at some point in time on our journey. Many of our clients greatly appreciate this part of the process, as we provide unbiased pros and cons for all of the choices you need to make.
Once the roadmap is complete and everyone is on the same page, the fun part begins…
It is time we cruise into Nicollet Investment Management’s customized financial solutions!
CURIOUS TO LEARN MORE?
We’re curious to learn more about you, too.
We’d love to talk to you about your financial goals and dreams. We’ll listen carefully in order to understand the things that concern you. If you contact us, we will answer all your questions about what we do without any obligation on your part. It all starts with a phone call or email.